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Do You Have Difficulty Buying Auto Insurance?

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If you are an Indiana driver, Indiana’s state laws require you to buy auto insurance. You may have questions about your auto insurance options. If you are in the Zionsville IN area, our team at the Completely Independent Insurance Agency can help you get answers to your questions.  We’ve been working with drivers like you since 2023. 

Do You Have Difficulty Buying Auto Insurance?

If you try to buy car insurance, but you are denied coverage, it will be a potential problem,  due to the Indiana laws requiring you to have auto coverage. According to Value Penguin, drivers with a history of multiple accidents or traffic violations can be denied auto insurance. Denials may occur because those patterns indicate a strong possibility of filing a claim. Some cars – such as fast or expensive cars – are also likely to result in an insurance denial.

According to the Indiana FAIR plan,
Indiana  provides alternative insurance options for clients who have had an insurance decline from three or more insurance agencies. The state provides these alternative resources through the Indiana Automotive Insurance Plan. Any licensed auto insurance agent can provide information about the IAIP program to prospective clients. The same website informs drivers that those insurance policies have a higher premium cost, due to the increased potential for a claim. 

Call Us Today for an Appointment 

We pride ourselves on being an independent insurance agency, which means we can offer you a wide range of insurance options. Our team at the Completely Independent Insurance Agency offers personalized attention to each of our clients. Zionsville IN drivers have found they will receive consistently excellent customer service. Call us for an appointment today, and let us work with you to get your car insured. 

Buying an Investment Property? You Need Landlord Insurance

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Property ownership comes with the responsibility of protection, which applies to investment properties and your home. If you’re in the Zionsville, IN, area and seeking landlord insurance for one or more of your properties, partnering with Completely Independent Insurance Agency is a wise choice. We can help you find a policy that meets your needs, providing the coverage you want and expect so you can confidently invest in properties.

The Importance of the Right Insurance

Some people purchase investment properties and misunderstand the insurance requirements to protect them. As a landlord, you need specific insurance, and a standard home insurance policy won’t suffice. The goal is to ensure you have adequate protection for a property that isn’t your primary residence. Even if you already have coverage, it’s advisable to review and update it regularly to ensure it continues to meet your needs.

Working With an Agent Simplifies the Process

While you can choose coverage on your own, working with an agent makes it easier to find the right policy for your specific property and protection goals. You can continue to work with that agent to update your policy as needed, ensuring your property remains covered in the long term. Our agents are here to help you feel confident in your insurance and can provide you with quotes from multiple insurers, allowing you to choose what you feel comfortable with.

Choose Our Agents for the Support You Need

Contact us today at Completely Independent Insurance Agency if you’re in the Zionsville, IN area and looking for a landlord insurance policy. We understand the importance of taking good care of your properties, including having the right insurance.

Common Workplace Injuries and How to Prevent Them

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As a business owner, one of your key responsibilities is to secure commercial insurance. This includes various types such as liability insurance, property insurance, and employee health insurance. If you’re based in Zionsville, IN, and have questions about the types of insurance your business may require, our team at Completely Independent Insurance Agency is here to help. We’ve been building our reputation as an independent agency since 2021.

Common Workplace Injuries and Their Prevention

Another responsibility you have towards your employees is to provide workers’ compensation insurance. This coverage protects your company if an employee gets injured on the job, as it covers their medical expenses and replaces part of their salary if they need to miss work. Many companies conduct annual educational sessions about workplace safety, covering the most common workplace injuries and ways to prevent them.

According to Safety by Design, slips and falls are the most common workplace injuries. Many of these can be prevented by workers wearing appropriate footwear and using guardrails. Certain industries also expose their employees to hazardous substances. While employers are responsible for ensuring proper ventilation, employees must wear the personal protective equipment specified in their company’s policy and procedures manual.

Contact Us Today for a Consultation

Whether your business is new or expanding, your insurance needs may be a concern. Our staff at Completely Independent Insurance Agency has the expertise to help you decide which changes you need to make in your insurance portfolio. Companies in the Zionsville, IN area can trust us with their insurance needs. Give us a call today, and let’s discuss your insurance options.