If you are a car owner and driver in Indiana, you should know that auto insurance is required in the Hoosier State, meaning it is illegal to drive without it. If you are currently shopping for an auto insurance policy, here are some other things you should know about this type of insurance.
All You Need to Know About Auto Insurance in Indiana
- There is a fault-based insurance system in the Hoosier State. According to this system, if another driver causes you a car accident, you can file an insurance claim with the at-fault driver's insurance, file a claim with your insurance company, or file a personal injury lawsuit against another driver.
- There are penalties for driving without insurance in Indiana. If you are caught driving without proper insurance in the Hoosier State, you will have to pay a fine. Moreover, your driver's license can also be suspended for up to one year.
- Certain factors determine the cost of auto insurance. The factors that determine the rates of auto insurance include the following: the age and type of car, car use, the age and gender of the driver, policy limits, credit score, deductible, driver history, and more.
Completely Independent Insurance Agency IN, CO & OH - Your Perfect Insurance Policy
If you are a lucky resident and car owner in the states of Indiana, Colorado or Ohio, Completely Independent Insurance Agency is here to help you. Our experienced and qualified insurance agents will answer all your questions and help you find the perfect policy, depending on your budget and needs. Do not hesitate to visit our office in Indiana, Colorado & Ohio, or call us if you want to know more about our insurance options.