When you’re shopping for umbrella insurance, you may have a lot of questions. Most importantly, you might wonder what umbrella insurance even is! At Completely Independent Insurance Agency, we are happy to explain your umbrella insurance options in Indiana. While every policy is different, we aim to please our customers with policies with their preferences and needs.
What is an umbrella insurance policy?
Umbrella insurance is an insurance policy that can help you make up the difference when another policy you hold does not cover all the expenses associated with liability or another experience. We like to see an umbrella insurance policy as a backup policy that is just as important as other forms of coverage. Since no one knows the future, you never know when you will be in a position where your home insurance or auto insurance policy needs some extra help covering something.
From auto insurance claims where the other party’s medical expenses exceed your car insurance policy’s coverage to boating insurance claims where your insurance does not cover enough to replace a boat after it was stolen or destroyed, umbrella insurance can be a lifesaver.
Why should you get an umbrella insurance policy?
We recommend getting an umbrella insurance policy because it gives users peace of mind that they will receive the coverage they need, even in the worst-case scenario where their coverage does not cover all their expenses. Everyone likes to have a backup plan and a safety net. An umbrella insurance policy is the backup plan and safety net of insurance policies.
An umbrella insurance policy can be useful in an emergency where you need it most for home insurance, auto insurance, watercraft insurance, renter’s insurance, and more.
Call our office today to learn more about our Umbrella Insurance Policies at Completely Independent Insurance Agency!